Personal finance, reimagined

Money,
finally
legible.

Paste an SMS. The in-built AI parser reads it. Your spending, your projects, your group trips — tracked without the spreadsheet.

Start for free See how it works
0.95
Parse confidence
N−1
Min settlements
5
MFE apps
100%
Offline capable
How it works

Three steps from
SMS to insight

Paste your SMS
Copy any bank debit or credit SMS. The AI parser extracts amount, merchant, account, and type automatically — no manual entry.
Tag and assign
Pick a category and optionally assign the transaction to a project — personal budget or a shared group like a trip or team lunch.
Watch the picture emerge
Weekly charts, monthly metrics, and AI observations surface patterns. Every rupee, finally visible.
Features

Everything your money
deserves to have

SMS Intelligence
Regex-powered parser with confidence scoring. Handles HDFC, ICICI, SBI, UPI — any format. 0.95 confidence when all fields extracted.
Live Dashboard
Weekly bar chart, monthly metrics, and a transaction feed with category badges. Filter by project or month in one tap.
Seamless Theming
Light and dark mode synced across all five micro-frontend apps via ThemeService. Persists across sessions and tabs.
AI Observations
Rule-based spending analysis: top categories, month-on-month comparison, savings tracking. Forward-compatible with LLM swap-in.
Multi-account
Bank, credit card, UPI, wallet, cash. Account auto-matched from the parsed masked number. One tap to add a new payment method.
Secure by design
JWT 15-min expiry, Redis denylist for logout, bcrypt cost 12. Login rate-limited to 5 attempts per 15 minutes per IP.
splittR

Group expenses,
finally resolved.

No transaction left behind.

Create a project for any shared activity — a trip, team lunch, a flat. Anyone pays, anyone logs. splittR tracks every rupee paid by every person and computes the minimum number of transfers to settle all debts. Not a ledger of IOUs. An exact plan.

Minimum transfers Live balances One-tap settle Project history
Progressive Web App

Works everywhere,
even offline

Install on any device
Add to home screen on iOS and Android. Launches full-screen with no browser chrome, just like a native app.
Offline first
Service worker caches the app shell and transaction data. Works without a connection — syncs when back online.
Background sync
Transactions saved offline are automatically synced to the server when connectivity is restored. Nothing gets lost.
Push notifications
Settlement reminders, spend alerts, and project updates delivered even when the app isn't open.
Architecture

Built for engineers
who care about craft

Frontend
  • React 18 (Dashboard)
  • Angular 19 (splittR)
  • Vue 3 + Pinia (Insights)
  • Vanilla TS (Host)
  • Lit + Shoelace (DS)
Backend
  • Fastify 5
  • Drizzle ORM
  • PostgreSQL 16
  • MongoDB 7 (logs)
  • Redis 7
Infrastructure
  • Nx 22 monorepo
  • Webpack 5 MFE
  • Module Federation
  • Docker Compose
  • API Gateway
Quality
  • TDD — tests first
  • Jest + Playwright
  • MSW mock layer
  • Storybook 8
  • Pino structured logs
Ready when you are

Stop guessing where
the money went.

One SMS at a time, track that buck builds a complete picture of your financial life.

Get started free See how it works